Saturday, February 6, 2010

I've Got Your Credit Fairy Right Here, Baby

Lately you may have seen some commercials on TV where someone is waiting for the Credit Fairy to show up to improve their credit scores.  If you believe these commercials, there is NO SUCH THING AS A CREDIT FAIRY!  *Gasp!*  I know, right?  What's next, the Tooth Fairy?  And to think I actually fell for this ad.  I thought to myself, "Darn, self!  Now you have to pay your bills on time and not use your credit card like it's going out of style.  That sucks!"  And I was all set to run out and buy that diamond encrusted refrigerator, too.  (Stainless steel is sooo five minutes ago.)  I guess this means I also have to stick to my much more modest shopping list from now on too instead of tossing in a few dozen impulse purchases as I meander down the aisles. 

But then it happened! On a recent grocery shopping trip to the Super Walmart, as I'm leaving the register with my shopping cart only partially filled with my meager purchases, I see it!  It's the Credit Fairy!  Cleverly disguised as Tinkerbell. 

While those TV ads try to make you believe the Credit Fairy is make-believe, this local bank is doing their part to set the record straight.  Apparently it was all just a big misunderstanding.  Turns out the Credit Fairy doesn't magically improve your credit scores.  But she can probably get you a credit card with a nice low rate!  That's got to count for something, right?  Now if you'll excuse me, I have some shopping to do. 


  1. send that fairy my way! I'm willing to exchange some good credit for one of my teeth! but only the ones in the back..

  2. You know, using cash for everything means you don't have to care what your credit score is. ;-)

  3. Yes, but would the Credit Fairy really hang out at Wal-Mart? She's seems more like a Target kind of person.

  4. Seafoodpunch - I think they like the ones in the back best anyway.

    Marvin - Yeah, but you have to HAVE the cash. Things get tricky without it. :)

    Wendi - You do have a point. But maybe she feels she's needed more among the Walmart crowd. Desperation has a strong look to it.